Progressive Insurance Claims
Las Vegas, Nevada
Insurance claims: Progressive
If you plan to file an accident compensation claim against Progressive Insurance, you may need help from an experienced personal injury attorney.
We invite you to call us at 702-432-1000.
We don't charge for consultations.
About Progressive Insurance
Progressive is one of the largest providers of car insurance in Nevada. Our office handles many liability claims that involve Progressive insurance.
After the accident
If you have car insurance from Progressive, ideally, you must file a Progressive insurance claim within 24 hours. When your car is damaged, Progressive will arrange vehicle repairs and temporarily provide a rental vehicle for you until they fix your car. But, if you, your passengers, or pedestrians end up injured in an accident, the case is much more complicated.
Who is liable?
In Nevada, a negligent driver (or their insurance carrier) is financially responsible for injuries and property damages caused by a car crash.
If the at-fault driver is uninsured or underinsured
You may file a claim against your Progressive car insurance if the at-fault driver is uninsured and underinsured.
If you are partially at fault
Nevada is a comparative negligence state. It means that even if you are partly responsible for the crash, you may still get compensated for your medical bills and other losses.
Progressive settlement calculator
Like most large insurance companies, Progressive uses a settlement calculator to determine the amount of accident compensation. You don't have to accept the payment that Progressive offers. The amount that the calculator recommends is just a guideline. An experienced lawyer for insurance claims can almost always negotiate a better settlement.
First-Party Claim vs. Third-Party Claim: What is the difference?
A first-party claim is a claim that you file against your insurance. The third-party application is when you submit a liability claim against the at-fault driver insurance.
If you are the at-fault driver, and your vehicle insurance is Progressive, the situation is very straightforward - you file a first-party Progressive auto insurance claim. But the situation is not so simple if you are the victim of a motor vehicle accident or if your accident involved many vehicles and several victims. You need to submit a third-party claim to the at-fault party or multiple parties to get compensation for medical bills and other damages. Usually, the attorney files these complex insurance claims on behalf of the victim(s).
Third-party insurance claims
If you or your passengers suffered an injury in a car accident caused by another driver's negligence, you may:
- File a third-party complaint against the at-fault driver insurance.
- Sue the at-fault driver for damages without first exhausting your insurance coverage.
- Do both - file a liability claim against the offending driver's insurance and a lawsuit against the driver.
Hit-and-run accidents with no witnesses: Progressive claims
Hit-and-run accidents with no witnesses can be very challenging. Often, a private investigator gets involved who will search for a camera that records a crash or possible witnesses. When the recordings or witnesses are not available, your only choice is to submit a first-party claim against your insurance.
Do I need an attorney?
Yes. If you or your passengers get injured, you need an attorney to help you with the insurance claim in most cases.
The insurance adjusters become very unreasonable when they realize you need help understanding the policy's language and have no experience putting the document pocket together. They start requiring more and more paperwork, offer a settlement much less than you are entitled to, and sometimes deny the claim.
If the insurance company denied your claim
Unfortunately, not all liability claims are approved. If you received a Progressive denial letter, you need to contact an experienced lawyer for insurance claims.
Settlement negotiations
In most personal injury insurance cases, attorneys settle before trial. If your attorney can't reach an agreement with the insurance company before trial, the case will end in court, and the jury will decide the fair compensation amount.
Jury trials
Accepting the settlement offer or going to trial is always the client's choice. The settlements the jury awards are not always better than the compensation offered during the claim negotiation. Las Vegas had several high-profile jury trials where the jury awarded accident compensation much less than they were willing to pay during the negotiation talks.
Can I re-open an old claim with Progressive?
When you accept an insurance offer, you sign a release form stating that you are giving up your right to sue the insurance company for the same injury ever again. There are exceptions to this rule. Call our office for more information.
How long does it take to get a settlement after an accident?
It is very case-specific. Generally, a lawsuit with multiple claimants takes much longer to settle than a single claimant lawsuit. The claimant may disagree with a first and second offer and prefer to go to court. It always takes longer to resolve your case when a jury trial is involved. Finally, it depends on how fast the law firm processes your claim. At Heshmati & Associates, we can assure you that we process all requests as quickly as we only can.
How long does it take to get a settlement check from Progressive?
After Progressive settles a liability claim, it may take six weeks to get a check.
What is the average settlement of Progressive claims?
The compensation amount depends on the past and current medical bills and how much medical care you may need in the future. The injury compensation usually includes the lost wages, pain and suffering, and property damages. Progressive Insurance doesn't always publish the settlement amounts.
We can help
Medical treatments are costly, and most of us don't have the means to pay for medical treatments out of pocket. We can help you to negotiate a full and fair liability compensation.
We take all Progressive Insurance claims on a contingency basis. If we cannot get your settlement money, we don't get paid, and you don't owe us anything.
Call us at 702-432-1000 for a free consultation and to discuss your case.
We represent clients in Las Vegas, North Las Vegas, Summerlin, Henderson, Clark County, and Nevada.
Last updated on February 2, 2024.
