Filing Uber Claim in Las Vegas, Nevada
Uber claim process
If your Uber accident resulted in a severe injury, and you plan to file an Uber claim, call us at 702-432-1000 to discuss your case. We have successfully negotiated many insurance claims for ride-sharing company's drivers and passengers.
We represent clients in Las Vegas and other cities in Nevada. We also often represent tourists who get in an accident involving Uber or Lyft cars while staying in Las Vegas.
The Uber claim process is, in many ways, different from regular car accidents.
Uber claim: Different scenarios
Specific facts control who you can sue when an Uber driver accident occurs. Because Uber has supplemental insurance coverage, who is at fault is not always the most critical issue.
Scenario #1: The ride-sharing vehicle had a passenger.
Under this scenario, Uber also activates its commercial auto insurance for anyone who has suffered bodily injury.
Scenario #2. The ride-sharing vehicle was on its way to pick up a passenger.
Under this scenario, Uber activates its commercial auto insurance for anyone who has suffered bodily injury.
Scenario #3: Everything else.
In this scenario, commercial auto insurance is not activated. Instead, the standard insurance coverage of the drivers involved in the accident will apply.
Uber claim: Service type
The type of service that a person has selected (e.g., Uber pool, UberSUV) will not affect a claim. However, Uber Pool or UberSUV cars usually have more than one passenger, and these accidents often have more than one claimant.
Uber claim: Multiple claimants
When an accident involves multiple injured people, each person has a claim against Uber's commercial auto insurance. Some of these claims may be bundled into one lawsuit as the cases progress through the court system, but they do not necessarily have to.
The good part is that when all the claimants agree on what happened, having more than one claimant can strengthen the case.
Uber claim: Policy limits
Uber carries a commercial auto insurance policy. The details of how it applies to drivers and passengers may change annually. We keep some of this information here. Check the ridesharing company's website for the most up-to-date information.
If you want to know how these rules apply to your accident, call us at 702-432-1000.
A large insurance policy also means the insurance company has more resources to fight claims.
Uber claim: What Uber insurance covers
After the accident, compensation covers the same losses as regular auto insurance, although Uber insurance covers more. With Uber's high policy limit, even a severely injured person will be compensated for their medical bills (past, present, future), lost wages, pain and suffering, and other damages.
Uber claim: What Uber insurance doesn't cover
Auto accidents are always inconvenient. The most common reason people use Uber is convenience. This is especially true in Las Vegas. If a rider misses their convention or an important business meeting because of an accident, they will NOT be compensated for that inconvenience.
Uber claim: Passenger injured
In most Uber accidents, passengers are not at fault and can collect in full from anyone. Read our article "Uber Passenger Claim," or call our office for more information.
Uber claim: Driver injured
In Nevada, the at-fault driver is financially responsible for all damages. When an Uber driver is involved, the accident settlement may come from at-fault driver insurance, Uber insurance, and other driver insurance. Read our article "Uber Claim & Suing Uber Driver" to learn more.
Uber driver negligence
A common question clients ask is, "If the Uber driver causes an accident and hurts himself, can this driver file a claim with Uber insurance to get compensated for his medical bills, lost wages, and other damages?"
Auto insurance protects the victims of a driver's mistakes. Generally, a driver who makes a mistake and hurts himself because of that mistake does not have a legal remedy - he is his own victim.
Uber claim and MedPay
MedPay is optional insurance that drivers can buy. It covers medical bills up to a specified limit, regardless of fault. However, as MedPay coverage becomes more popular, the conditions under which MedPay will pay for injuries are becoming increasingly strict. The victim often receives only a small portion of the expected amount.
It is important to note that the driver who hurts himself with his mistake can still rely on his health insurance to cover his medical bills. Like Medpay, health insurance does not look at who caused the injury. Its only concern is whether there are injuries and the corresponding medical bills.
Uber claim: Time limit to file
Nevada allows a person to file a personal injury claim two (2) years from the accident date. It includes filing an Uber claim. If a person was hurt and received medical treatment for their injuries, it is usually worth pursuing a legal claim.
Uber claim: Out-of-state visitors
When victims of Uber accidents live in other parts of the United States, they still likely have valid legal claims. Although most states have different personal injury rules than Nevada, the legal claims will fall under Nevada rules because it happened in Nevada. Accident injury rules in Nevada are generally more favorable than in other states. Awards and settlements are also usually higher in Nevada, especially in Las Vegas than in the rest of the country.
Uber claim: Foreigners
Vacationers from other countries may have a hard time pursuing an Uber claim. Because the medical industry in different countries works very differently than in the United States, a medical procedure considered necessary in another country may not be approved in the United States. The cost of some medical procedures can be different, too, and it complicates calculating a person's compensation for medical bills (past, present, future).
We can help
If you plan to file an Uber claim after your accident in Las Vegas, call us at 702-432-1000. Since 2010, we have been helping car accident clients get fair injury compensation to pay their medical bills and other damages.
Our clients are happy with the results.
We work on a contingency basis, which means you don't have to pay us unless we settle your case or you receive monetary compensation at the trial.
We represent clients in Las Vegas and throughout Nevada.
Last updated on May 22, 2024.
