Hartford Insurance Claim Process
Las Vegas, Nevada
Hartford insurance liability
If your car accident in Las Vegas or Nevada resulted in a severe injury and you plan to file an accident compensation claim against Hartford Insurance, call us at 702-432-1000 to discuss your case.
We can help you get money to pay for your medical bills and other damages.
Consultations are free.
We represent clients in Las Vegas and other cities in Nevada.
We also often represent tourists who had a car accident while visiting Las Vegas.
About Hartford Insurance
Hartford has a significant presence in Nevada. They offer a variety of insurance products. Their auto coverage tends to be higher than most coverages provided to drivers on the road. As a result, their claims may take longer to process.
The good part is that more money is available for needed medical care and pain and suffering with Hartford Insurance.
Our office processes dozens of Hartford Insurance claims every month.
We receive many questions about the Hartford insurance claims process and what to expect when you file an insurance claim with Hartford Insurance. This article will answer some of your questions.
Does Hartford insurance cover rental cars?
Yes. Hartford Insurance offers many optional policy features. One of them is rental car reimbursement.
How long does settling an auto claim with Hartford Insurance in Las Vegas take?
It could take 6 months to get a settlement check from Hartford. In some cases, it can take 2 or 3 years. It depends on the complexity of the case and the number of vehicles involved in an accident. The complications after the injury can also affect how long it will take to settle a liability claim. If you want to know how long it will take to resolve your injury claim with Hartford Insurance, call our office and speak with our attorney for insurance claims.
What to do if Hartford denies a claim?
You need to hire an attorney to represent you. Attorneys know how to correctly prepare a demand pocket and negotiate a fair and full settlement. If you have any questions or if Hartford Insurance denied your claim, call us at 702-432-1000 to discuss your case.
Hartford insurance claims:
3 Do's and Don'ts
Do's:
• Take many pictures of your vehicle, the accident site, and injuries.
• Notify Hartford Insurance right away after you are in a car accident.
• Speak to a lawyer for insurance claims about your accident.
Don'ts:
• The insurance company will almost always try to settle first with the victim directly. When the insurance adjuster calls you, take their information (phone, name, address) and politely tell them that your attorney will contact them. The insurance adjusters are not your best friend. They represent the interests of the insurance company, not yours.
• Don't sign a release or waiver until you have gotten reliable legal advice.
• Don't give a recorded statement to the insurance company. Most of the time, the insurance company will use what you told them to their advantage.
First-Party claim vs. Third-Party claim
A first-party claim is a claim that you file against your insurance. The third-party claim is when you submit a liability claim against the at-fault driver's insurance. So, if your car insurance is Hartford Insurance, the liability claim you submit to Hartford Insurance is a first-party claim. If the other driver is at fault and has Hartford Insurance, the liability claim submitted to their car insurance is a third-party claim.
Our office routinely handles dozens of first-party and third-party claims against Hartford Insurance. If you have any questions, call us at 702-432-1000.
How do you negotiate with Hartford Insurance after the accident?
If your car accident resulted in a severe injury, you must speak with an attorney before negotiating a liability claim with Hartford insurance.
The accident compensation is calculated based on your medical bills (past, present, and future) and other damages. Settlement for pain and suffering is also part of the car accident compensation.
Do you need an attorney to claim pain and suffering compensation?
Yes, you do. Calculating a pain and suffering dollar amount is not straightforward and could be subjective. Some attorneys take the dollar amount of medical bills (past, present, future) and multiply by 3, while others multiply by 5. Insurance companies rely on software to calculate the amount of pain and suffering. At the end of the day, the amount of pain and suffering is a negotiated amount. The one-size-fits-all doesn't work when calculating your settlement's pain and suffering.
Hartford structured settlement
Structured settlements are typical when the accident compensation is very high (usually in the millions of dollars), and the plaintiff is young or unsophisticated. The terms of any structured settlement vary from case to case.
Hartford no-fault claims
Hartford offers MedPay, a no-fault insurance. MedPay coverage typically helps pay for medical expenses resulting from a car accident, regardless of who is at fault. You set the coverage limits when you purchase your auto insurance policy, and they can vary based on the amount you choose.
Even with no-fault insurance, much work can go into proving the medical costs are usual and customary. Nowadays, even with no-fault insurance, many insurance companies do not want to pay and will try to reduce their financial exposure..
Time limits to file an injury claim in Las Vegas and Nevada
Under Nevada law, typically, you have two (2) years from the incident date to file your claim. Some exceptions apply.
Can I re-open an old claim with Hartford Insurance?
When you accept an insurance offer, you sign a release that you are giving up your right to sue the insurance company in the same case. There are exceptions to this rule. Call our office for more information.
How long does it take to get a settlement check from Hartford Insurance?
After Hartford Insurance settles a liability claim, getting a check may take six weeks.
How do attorneys get paid?
We take all Hartford insurance claims on a contingency basis. If we cannot get your settlement money, we don't get paid, and you don't owe us anything.
We can help
Medical treatments are expensive, and most of us cannot pay for them out of pocket. We can help you to negotiate a full and fair settlement with Hartford Insurance.
Call us at 702-432-1000 for a free consultation and to discuss your case.
We represent clients in Las Vegas, North Las Vegas, Summerlin, Henderson, Clark County, and Nevada.
Last updated on January 31, 2024.
