Filing a Farmers Insurance Claim
Las Vegas, Nevada

Farmers Insurance claims

If you got injured in a car accident and plan to file a Farmers Insurance claim, you may need help from an experienced personal injury attorney.

We invite you to call us at 702-432-1000. We don't charge for consultations.

About Farmers Insurance in Nevada

Farmers Insurance is one of the top 10 car insurance providers in Nevada. Farmer's auto policies include personalized coverage options, towing and roadside assistance, and other discounts.

We handle many accident claims filed against Farmers car insurance.

Below is the list of most common questions our clients ask us about the Farmer's insurance claim process.

How does Farmers Insurance determine the total loss of a motor vehicle?

To determine the value of your lost vehicle, every insurance company employs a calculation similar to the Kelly Blue Book Value. You can dispute the fair market value of your destroyed car. If you made recent upgrades to your vehicle, submit your receipts. You may also want to hire your inspector if you feel the inspection needs to be more thorough.

Do I still have to make payments on a totaled car?

Yes, unless you have gap insurance. Gap insurance will pay for the deficiency. Otherwise, you will be responsible for all payments.

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What happens when someone hits my parked car?

If someone hits your parked car, and you have Farmers Insurance, the first thing to do is call the police to come to investigate and create an incident report. Then, contact Farmers to file a claim for damages.

What happens if I have Farmers Insurance and the at-fault party has Farmers Insurance?

There is no difference, legally. But from a practical standpoint, the claim may get resolved faster since one less party is involved.

If the at-fault party left the scene, what happens? Does it become a hit-and-run?

Anytime there is an accident, and the responsible party fails to provide their insurance information, the responsible party commits a hit-and-run crime. Even if no one got hurt in an accident or the at-fault driver does not leave the scene immediately, the accident becomes a hit-and-run accident if the driver doesn't leave you their insurance information. If you have any questions about your Farmers Insurance claim, call us at 702-432-1000 and ask to speak with an attorney for insurance claims.

I have Farmers Insurance. Can I keep the check and not fix my car?

Companies like Farmers would rather pay for your repairs because they can negotiate the cost of repairs with the autobody shop. It is true for most insurance companies, but not all. Some insurance companies mail people checks, and the person can do what they want with the money. It's ultimately up to the insurance company since most companies want to save money.

How long before police stop investigating the hit and run?

The police can spend weeks and even months investigating a hit and run. Does it affect your Farmers Insurance claim? No. There is usually little to no delay based on what the police decide. If the police catch the culprit, your insurance will try to get reimbursed from the culprit's insurance.

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What happens if an insurance company denies your claim?

When the Farmers Insurance denies the personal injury claim, they send a letter explaining the reason. Most commonly, the reason is either a) a non-disclosed pre-existing condition that caused an injury or b) the policy exclusion for your type of injury. In cases like this, you need to consult an experienced lawyer for insurance claims who previously dealt with Farmers Insurance. We invite you to call us to discuss your accident.

Time limits to file a personal injury lawsuit in Nevada

Under Nevada law, you have two (2) years from the date of an accident to file a personal injury claim. There are some exceptions to this rule. See NRS 11.250 for details of Nevada's statute of limitations laws.

We can help

Farmers Insurance claim process can be frustrating at times. We are here to help. Call us at 702-432-1000 for a free consultation and to discuss your case.

We take all Farmers Insurance accident claims on a contingency basis. You pay us only when we win your case.

We represent clients in Las Vegas, North Las Vegas, Summerlin, Henderson, Clark County, Boulder City, and the state of Nevada.

Last updated on January 31, 2024.

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