Uber Accident Claims - Lyft Accident Claims
Las Vegas, Nevada
Uber or Lyft Accident Claims
If you were injured in an Uber accident or Lyft accident in Las Vegas, call our office as soon as possible at 702-432-1000 and ask to speak with a car accident lawyer who handles the ride-sharing accident claims. We successfully negotiated many claims where the Uber or Lyft driver or passengers were involved.
The ride sharing company liability claim process is, in many ways, different from a regular motor vehicle accidents.
Different Scenarios Apply
When an accident occurs that involves an Uber or Lyft driver, there are specific facts that control who can be sued. Because Uber and Lyft have supplemental insurance coverage, who is at fault is not always the most important issue.
Instead, we have to look at whether there was a passenger in the ride sharing vehicle or, if the driver was on his way to pick up a passenger (also known as a “fare”).
Take the following example: An accident occurs between a ride sharing vehicle, like Uber or Lyft, and another vehicle.
Scenario #1: The ride sharing vehicle had a passenger.
Under this scenario a million dollar Uber insurance coverage is activated for anyone, who suffered bodily injury.
Scenario #2. The ride sharing vehicle was on its way to pick up a passenger.
Under this scenario, too, a million dollar Uber insurance coverage is activated for anyone, who suffered bodily injury.
Scenario #3: Everything else.
Under this scenario, Uber million dollar insurance coverage is NOT activated. Instead, the underlying insurance of the drivers, involved in the accident will control.
Multiple Passenger Claims
When an accident involves multiple injured people, each person has a claim against the million dollar coverage that Uber and Lyft provide. Some or all of these claims may get bundled together into one lawsuit, as the cases progress through the court system. But they do not necessarily have to.
Uber-X vs. Uber-Pool:
Does it Affect the Claim?
The type of ride sharing service that a person has selected by itself won’t affect their claim. But, when there are multiple passengers in the vehicle - then there will be multiple claimants. Having more than one claimant can strengthen the case, when all the claimants agree on what happened.
Each Claim Takes Its Share of the Policy - Uber or Lyft
Many clients want to know how other Uber services, like Uber XL (vans), Uber Select, UberBlack (black limousines), UberSUV (large vehicles), UberLUX (luxury cars) and recently added UberAssist ( passangers with disabilities) affect a claim.
More claims do not grow the over the million dollar bodily injury policy. Instead, each claim will take its share of the policy, until all claimants are made whole or the policy is exhausted. The same is true about Lyft claims.
Uber or Lyft Insurance Policy
Uber and Lyft carry commercial auto insurance policy. This means the insurance is capable of paying out up to one and half million in compensation per accident for a person’s injuries. This fact, by itself, makes Uber and Lyft accidents unique from most other auto accidents. Remember, these million dollar policies are only activated when there is a passenger or when the ride sharing driver is on their way to pick up a passenger.
Having a large insurance policy also means the insurance company has more resources available to it to fight claims.
What Does Uber Insurance or
Lyft Insurance Cover?
Compensation for Uber and Lyft accidents cover the same types of losses that regular auto insurance would cover. But, Uber and Lyft Insurance cover more of it. If a person is seriously injured in an auto accident, the typical auto insurance will max out at a low policy limit. Uber and Lyft have policy limits that are over a million dollars, so, even a severely injured person will get compensated to cover their past medical bills, future medical bills and pain / suffering.
What Does Uber Insurance or
Lyft Insurance NOT Cover?
Auto accidents are always inconvenient. And, the most common reason for people using ride sharing services like Uber and Lyft is for convenience. This is especially true in Las Vegas. If a rider misses their convention or an important business meeting because of an accident on Uber or Lyft - they will not be compensated for that inconvenience.
The reason that the law allows to be compensated for only “foreseeable” losses. Since it is "foreseeable" that a person could suffer bodily injury from an auto accident, a person with bodily injury will get compensation.
Medpay and Car Accidents
We got an e-mail with a question ,"If an Uber or Lyft driver caused an accident, would the at fault driver's medical expenses be covered by the ride-sharing company insurance?"
Auto insurance protects the victims of a driver’s mistakes. In law lingo, a person’s mistake is called negligence. Generally, a driver, who makes a mistake and hurts himself because of that mistake, does not have a legal remedy - he is his own victim.
The only exception to this rule is a MedPay coverage, which will pay up to a certain amount of money for medical bills, regardless of who made the mistake. MedPay coverage is becoming more popular, but it is still not the norm.
It is important to note, the driver who hurts himself with his own mistake can still rely on his health insurance to cover his medical bills. Like Medpay, health insurance does not look at who caused the injury. It’s only concern is whether there is injury and the corresponding medical bills.
Claims Filed Many Months Later
Nevada allows a person to file a personal injury claim 2 years from the date of the accident. If a person was hurt and received medical treatment for their injuries, it is usually worth pursuing a legal claim.
Our office can switch most medical bills over to a medical lien to prevent further harassment from the hospital or doctors. We can also arrange for future medical treatment with no out-of-pocket expenses or co-pays.
A Victim Can Only Settle a Claim With Uber and Lyft Once. Why?
The reason is that all car accident settlements require a signed release that prevents future lawsuits over the same issues. It is also often required to sign a non-disclosure agreement.
Out-Of-State Visitors Injured Uber Accident in Las Vegas
When victims of Uber and Lyft accidents live in other parts of the United States, they still likely have valid legal claims. Although most states have different personal injury rules than Nevada, the legal claims will fall under Nevada rules because the accident happened in Nevada. Personal injury rules in Nevada are generally more favorable, than in other states. Awards and settlements are also generally higher in Nevada, and especially in Las Vegas, compared to the rest of the country.
Foreigners Injured in Uber Accident in Las Vegas
Vacationers from other countries may have a hard time pursing a claim against Uber and Lyft. This is because the medical industry in other countries works very differently than in the United States. What is considered a necessary procedure and the price for the procedure also varies. This variance makes the process of calculating a person’s medical damages very difficult.
Uber Accident Lawyer Can Help
If you got injured in a car accident that involved Uber or Lyft driver, give us a call at 702-432-1000. We helped dozens or clients to get a fair compensation in accidents involving Uber or Lyft.
We work on contingency basis, which means to you – you don’t have to pay a penny, unless your case is settled or you received the monetary compensation at the trial.
We serve clients in the Las Vegas Valley and the State of Nevada.
Last updated on September 20, 2017.